October 15, 2025
Do you know the differences between VIS and non-VIS housing?
When it comes to buying a home, several terms can raise questions — one of them being the acronyms VIS and Non-VIS.
Today, we’ll tell you a bit more about each one. Understanding their differences will help you choose according to your needs and financial resources — and remember, whichever you choose, you’ll be taking a step toward achieving your dream of owning your own home.
On one hand, VIS housing stands for “Vivienda de Interés Social” or Social Interest Housing. These are properties supported by different government and institutional programs, such as state subsidies, compensation fund benefits, and lower mortgage interest rates. VIS homes also have certain characteristics — one of the main ones being that their price must be equal to or lower than 135 to 150 legal monthly minimum wages (SMMLV), and that they typically include basic finishes (gray work).
On the other hand, Non-VIS housing refers to properties that are not classified as social interest housing, meaning their price is determined by market conditions. This segment offers a broader range of options, such as apartments, houses, duplexes, and lots. Non-VIS homes often feature high-end details, such as home automation systems, more parking spaces, and luxury finishes.
In some cases, Non-VIS housing may also benefit from government subsidies, although these are not always available, as they depend on the country’s macroeconomic conditions.
Keep in mind that whether a property is VIS or Non-VIS, it doesn’t mean one is of higher or lower quality. On the contrary, at Riva S.A., every housing type meets the highest quality standards and is backed by our commitment and trust.
It’s also important to remember that over time, both VIS and Non-VIS properties tend to increase in value, making real estate investment a profitable and attractive option.
Which one would you choose?